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Filing Your Taxes for the First Time? Here's What You Need to Know

As a young adult, filing your taxes for the first time can be a daunting task. You may have heard horror stories about complicated forms, missed deadlines,...

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Young man holding files and using calculator in front of his laptop
Filing Your Taxes for the First Time? Here's What You Need to Know

As a young adult, filing your taxes for the first time can be a daunting task. You may have heard horror stories about complicated forms, missed deadlines, and hefty fines. But don't worry, we're here to guide you through the process and make...

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First-Time Tax Fillers, Tax Planning, Tax Season

Family of five holding moving boxes in new home
New Year, New Home: Is Now the Right Time to Buy a Home?

As the calendar flips to a new year, many of us start thinking about fresh starts and new beginnings. For some, that means considering a major life change: buying a home. But is now the right time to take the plunge? Why Buy a Home In the New Year?  There...

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financial planning, mortgages, New Home Buying

Jar full of quarters labeled Retirement
FIRE Movement: Financial Independence, Retire Early

The FIRE movement, short for Financial Independence, Retire Early, has been gaining momentum in recent years, inspiring many to rethink their approach to work, savings, and retirement. Let’s dive into what the FIRE movement is, its origins, and...

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Retirement Planning, Savings Plan

Someone business planning on a desk with laptop, calculator, and papers with graphs
Small Business Planning for the New Year: Setting Goals and Securing Funding

As the calendar flips to a new year, small business owners have the opportunity to reflect on the past 12 months and set their sights on the future. At American State Bank, we believe that a well-planned strategy is key to achieving success in the coming...

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Business Banking, Business Goals, financial planning

Man and woman carrying a Christmas tree outside in the snow
Deck the Halls without Breaking the Bank: Budget-Friendly Holiday Events and Activities in Iowa

The holiday season is upon us, and Iowa is buzzing with festive events and activities that are sure to get you in the spirit! At American State Bank, we understand that the holiday season can be a financially stressful time, which is why we're highlighting...

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budgeting, events, holidays, iowa, savings

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Year-End Financial Checklist: Get Ahead of the Game with American State Bank

As the year comes to a close, it's essential to review your financial situation and tackle any outstanding tasks to ensure a strong financial foundation for the new year. At American State Bank, we're committed to helping you achieve your financial...

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budgeting, checklist, financial planning, retirement, savings

Couple smiling and standing together in front of a new home
Navigating Mortgages: Tips for First-Time Homebuyers in Iowa

Buying your first home is an exciting milestone, but it can also be a daunting process, especially when it comes to securing a mortgage. As a first-time homebuyer in Iowa, you have access to various resources and programs that can make this journey smoother....

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home loans, loans, mortgages

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What Is ATM Skimming in Cybersecurity?

It’s Cybersecurity Awareness Month! This makes it a great time to spread awareness about a cybersecurity threat that’s been on the rise: ATM skimming. But what exactly is ATM skimming, and why is it a concern for both consumers and financial...

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credt cards, cybersecurity, fraud, security, skimming

Woman holding up car keys and standing by car with door open
Applying for An Auto Loan: Everything You Need to Know

Whether you’re eyeing a new set of wheels or looking to upgrade your current vehicle, financing is often a crucial step in the process. Understanding how to apply for an auto loan can make the journey smoother and help you drive off the lot with...

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auto loan, budgeting, personal loans

Man and woman looking at paperwork and wearing aprons in a business
Small Business Banking: How American State Bank Supports Local Entrepreneurs

Starting and running a small business is no small feat. Whether you're launching a startup or expanding an existing venture, having a trusted financial partner by your side can make all the difference. For entrepreneurs across Iowa, American State...

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business, small business, small business banking