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Home Equity Loans

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Use Your Home Equity As a Financial Tool

When you make your mortgage payment each month, you are building equity in your home. That equity can serve as a financial tool that offers you financial flexibility. American State Bank offers home equity loans to allow you to use your home’s built-up equity. Home equity loans are a lump sum loan that gives you the full amount upfront with a short repayment term. These loans can be used to pay for a variety of things, including:

  • Home improvement projects
  • Debt consolidation
  • Medical expenses
  • Family vacations
  • Emergency expenses

You can get started on receiving your home equity loan by completing our application.

Home Equity Loan Application

Meet Our Mortgage Lenders

  • Marilyn Penick

    Marilyn Penick

    Executive Vice President, Retail Lending

    Compliance, Mortgage Lending, Personal Lending

    NMLS: 473311

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Jorge Avalos

    Jorge Avalos

    Senior Vice President, Financial & Personnel Officer

    Human Resources, Mortgage Lending, Operations, Personal Lending

    NMLS: 1144964

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Brady Smith

    Brady Smith

    Assistant Vice President, Loan Officer

    Mortgage Lending, Personal Lending

    NMLS: 1919461

    Osceola - Jeffreys Drive Office

    (641) 342-2175

    Contact Me
  • Alysha Van Laar

    Alysha Van Laar

    Vice President, Loan Officer

    Business/Ag Lending, Mortgage Lending, Personal Lending

    NMLS: 1252837

    Lamoni Office

    (641) 784-3120

    Contact Me
  • Myles Easter

    Myles Easter

    Senior Vice President, Residential Lender

    Mortgage Lending

    NMLS: 5099

    Winterset Office

    (515) 462-5090

    Contact Me