Digital Banking Scheduled Maintenance

Online Banking, Mobile Banking & Telebanc will have intermittent services beginning at 12:00AM Sunday, Dec 15 for approximately 2 hours while we perform scheduled maintenance. Debit cards will have stand-in limits for ATM & point-of-sale purchases.

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Someone business planning on a desk with laptop, calculator, and papers with graphs
Small Business Planning for the New Year: Setting Goals and Securing Funding

As the calendar flips to a new year, small business owners have the opportunity to reflect on the past 12 months and set their sights on the future. At...

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Someone business planning on a desk with laptop, calculator, and papers with graphs
Small Business Planning for the New Year: Setting Goals and Securing Funding

As the calendar flips to a new year, small business owners have the opportunity to reflect on the past 12 months and set their sights on the future. At American State Bank, we believe that a well-planned strategy is key to achieving success in the coming...

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Business Banking, Business Goals, financial planning

Man and woman carrying a Christmas tree outside in the snow
Deck the Halls without Breaking the Bank: Budget-Friendly Holiday Events and Activities in Iowa

The holiday season is upon us, and Iowa is buzzing with festive events and activities that are sure to get you in the spirit! At American State Bank, we understand that the holiday season can be a financially stressful time, which is why we're highlighting...

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budgeting, events, holidays, iowa, savings

Man holding pen to a notebook while using a laptop
Year-End Financial Checklist: Get Ahead of the Game with American State Bank

As the year comes to a close, it's essential to review your financial situation and tackle any outstanding tasks to ensure a strong financial foundation for the new year. At American State Bank, we're committed to helping you achieve your financial...

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budgeting, checklist, financial planning, retirement, savings

Couple smiling and standing together in front of a new home
Navigating Mortgages: Tips for First-Time Homebuyers in Iowa

Buying your first home is an exciting milestone, but it can also be a daunting process, especially when it comes to securing a mortgage. As a first-time homebuyer in Iowa, you have access to various resources and programs that can make this journey smoother....

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home loans, loans, mortgages

Dark credit card on dark keyboard
What Is ATM Skimming in Cybersecurity?

It’s Cybersecurity Awareness Month! This makes it a great time to spread awareness about a cybersecurity threat that’s been on the rise: ATM skimming. But what exactly is ATM skimming, and why is it a concern for both consumers and financial...

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credt cards, cybersecurity, fraud, security, skimming

Woman holding up car keys and standing by car with door open
Applying for An Auto Loan: Everything You Need to Know

Whether you’re eyeing a new set of wheels or looking to upgrade your current vehicle, financing is often a crucial step in the process. Understanding how to apply for an auto loan can make the journey smoother and help you drive off the lot with...

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auto loan, budgeting, personal loans

Man and woman looking at paperwork and wearing aprons in a business
Small Business Banking: How American State Bank Supports Local Entrepreneurs

Starting and running a small business is no small feat. Whether you're launching a startup or expanding an existing venture, having a trusted financial partner by your side can make all the difference. For entrepreneurs across Iowa, American State...

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business, small business, small business banking

Female hands holding smartphone with credit card image on it
Tech-Savvy Saving: 5 Financial Apps and Tools to Grow Your Wealth

In today's digital age, managing your finances has never been easier. With a plethora of financial apps and tools available, you can take control of your money and make informed decisions to grow your wealth. Let’s dive into some financial apps...

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bank app, mobile banking, online banking

Older man and woman looking down at a notebook with pencils in hand
IRA Insights: Choosing Between Roth and Traditional

When it comes to planning for retirement, one of the most important decisions you'll make is choosing the right Individual Retirement Account (IRA) for your needs. Two popular options are Roth IRAs and Traditional IRAs, each with its own unique benefits...

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ira, retirement, roth ira, traditional ira

Student Loans
Strategic Steps for Navigating Student Loan Repayment with Ease

Congratulations, you've graduated! Now, as you embark on your post-college journey, you may find yourself faced with the daunting task of repaying student loans. While the prospect of tackling debt may seem overwhelming, fear not! With a strategic...

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