Holiday Open House

All locations will be hosting our Holiday Open House on Friday, December 5 from 9:00AM-5:00PM. We will have treats, bank giveaways, & drawings for prizes! Santa will be at Osceola Jeffreys Dr., Lamoni, & Winterset 2:30-4:30! Hope to see you there!

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14 Smart Ways Iowans Can Save on Groceries and Utilities This Winter

Winter in Iowa can be a bit unpredictable and brings its own challenges and costs. Between rising heating bills, electric use, and the need for hearty meals, it’s easy for budgets to strain. But with a few intentional tweaks, you can cut costs,...

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How to Save on Holiday Spending (Before it Starts)
How to Save on Holiday Spending (Before it Starts)

September might feel a bit early to be talking about the holidays, but when it comes to your budget, “early” is exactly the right time. Between gifts, travel, food, and festivities, the holiday season can put a serious strain on your finances....

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budgeting, Christmas Club, Savings Plan

5 End-of-Summer Spending Traps to Avoid
5 End-of-Summer Spending Traps to Avoid

As we near the end of summer, it’s tempting to pack in one more last-minute vacation, shop those clearance sales, or enjoy spontaneous outings to try and make the most of your time before fall. While all of this sounds great, overspending at the...

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deals, debt, online banking, spending money, summer, tips, travel

5 End-of-Summer Spending Traps to Avoid

As we near the end of summer, it’s tempting to pack in one more last-minute vacation, shop those clearance sales, or enjoy spontaneous outings to try and make the most of your time before fall. While all of this sounds great, overspending at the...

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deals, debt, online banking, spending money, summer, tips, travel

How to Plan a Budget-Friendly Summer Vacation in Iowa
How to Plan a Budget-Friendly Summer Vacation in Iowa

Summer in Iowa: It’s the perfect time to get out, unwind, and make memories that will last a lifetime – but you don’t have to break the bank to do it! Whether you’re looking for a relaxing staycation or an affordable weekend getaway,...

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budgeting, family, iowa, tips, travel, vacation, Vacation Budgeting

5 Smart Ways to Use Your Summer Paycheck
5 Smart Ways to Use Your Summer Paycheck

Having a summer job is a great way to earn a little extra cash while gaining valuable work experience. It also gives you the chance to build your financial independence and establish good money habits. Whether you’re saving up for college, planning...

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budgeting, checking accounts, credit cards, mobile banking, saving money, savings accounts, teens, tips

5 Financial Steps Teens Should Take Before Starting Their First Job
5 Financial Steps Teens Should Take Before Starting Their First Job

Starting your first job is a big milestone—and for many teens, it’s their first taste of financial independence. Whether your teen is working a summer gig or kicking off a longer-term role, it’s the perfect time to teach the basics of...

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financial literacy, financial planning, tips

Graduation Season: 7 Money Traps to Avoid in College
Graduation Season: 7 Money Traps to Avoid in College

Graduation season is an exciting time. Whether you’re packing up for your first semester at college or planning your next steps after high school, one thing’s for sure: you’re about to get a crash course in financial independence. College...

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budgeting, money mistakes, money traps, students, tips

Financial Literacy Month: 7 Things to Do in 2025 to Save More Money
Financial Literacy Month: 7 Things to Do in 2025 to Save More Money

At American State Bank, we believe that small financial changes can add up to big results — especially when it comes to saving money. Whether you’re working toward a big goal like buying a home, planning for retirement, or just trying to keep...

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Close up shoot of sunglasses with reflection of palm trees on a towel with ocean in the background
How to Save Money on Spring Break

Spring break is just around the corner, and you're itching to get away from the daily grind. But let's face it – traveling can be expensive. Today, we'll share our top tips and tricks on how to save money on spring break, plus suggest...

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budgeting, credit cards, saving money, savings accounts, Spring Break, vacation