• Osceola, IA (641) 342-2175
  • Lamoni, IA (641) 784-3120
  • Winterset, IA (515) 462-5090

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Personal Checking

TelebankInstant Issue Debit CardsFind An ATMRe-Order ChecksCompare Accounts

Telebank Just call 1-800-421-8130 toll free or 342-BANK for 24-hour banking at your fingertips!

Check your balance and deposits/ withdrawals since last statement.
Transfer funds between accounts.
Check the balance on existing loans.
Make loan payments from ASB checking and savings accounts
Get information about canceled checks.  Get information about locations, lobby hours. and telephone numbers.

Telebank is a safe and secure way to bank even when the bank is closed. You select a number that allows only you to access your account information 24/7.

Instant Issue Debit Cards

We offer free Instant Issue Debit Cards at the time of account opening.  You will receive your card before you leave the bank!  Unlimited debit card transactions with every account.

Benefits Include:
Worldwide acceptance
No finance charges
Free cash withdrawals from all American State Bank ATMs and  MoneyPass system

Now that's something to smile about.

To report a lost or stolen debit card, please call 1-800-472-3272.

  Find a Surcharge-Free ATM  money-pass-icon-white

Click Here to find a surcharge-free ATMs by street address, zip code, or county.
Also, when using your debit card at point-of-sale locations (like stores and gas stations) you can request 'cash back' with your purchase.

Re-Order Checks
If there are changes since the last time you ordered checks (name, address, phone number, or check style) please call or stop by your local branch to re-order checks. If there are no changes, please click here to reorder your checks. American State Bank is proud to be working with Main Street Checks.


American State Bank Checking Accounts

  Preferred Interest Checking
50+ Advantage Interest Checking
Action Interest Checking Free & Easy Checking
Description Pays interest on your balance!

Designed for individuals aged 50 or better; this account is filled with extra advantages! New Interest Bearing Account: Direct Deposit or Auto Payment is required

Just like it says, totally free with the ease of ASB helping you make the change to your new account.
Minimum Balance to Avoid Fees $1,500 daily Balance  No Miniumum Balance  $0
Fees *$10 Monthly maintenance fee
No Fees
$0 $0
Interest Yes Yes Yes
Additional Features

* Free personalized checks

* No per check charge

* Free personalized checks

* No per check charge

* No per check charge * No per check charge



Common Features *FREE Debit Card *Unlimited debit card transactions *FREE Mobile Banking *FREE Telebank *FREE Internet Banking *FREE Online Bill Bay *FREE E-Statements *MoneyPass ATMS *FREE Coin Counting *Three FREE non-American State Bank ATM fees per month with receipts *FREE return of check images for easy record keeping *FREE Thank You Gift—AND—We buy back all old books of checks and debit card from another financial institution.



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